StemCyte is here to help. We can set up an easy payment plan for you and your family, so that you can afford to save these precious stem cells for your baby. We have StemCyte no interest, no credit check payment plans for 6,12 or 18 months and also GE CareCredit for terms up to 48 months (with approved credit). If you are eligible to take advantage of our great discounts, you can't afford not to do this for your baby.

Updated Personal Information

During the term of this Agreement, Client agrees to provide StemCyte with current and updated information to include: name, address, telephone number, email address and authorized credit card information. This information may be provided on the StemCyte website or by mail.

Monthly payment on these installment payment plans, not including any earned discounts or incurred late charges that will alter these payments, is as follows:

    • 6, 12, 18 Months No Interest Plans with NO CREDIT CHECK. These payments are made directly to StemCyte using an approved Debit or Credit Card.

    • 24, 36, 48 Months Extended Payment Plans, approved through CareCredit. $1,000 minimum charge, 11.90% interest rate

  • Rates apply for standard Banking Fee.  Actual terms will be adjusted for applicable discounts or charges at the time of delivery according to the Service Agreement.



Payment Interruption

  • In the event that payment is rejected for any reason, including but not limited to expiration of authorized credit card, charges on card exceed credit limit, or Client instructs the card issuer to reject payment, then:
  • Client will be notified of the payment interruption within 30 days after the payment was not received. Client agrees to provide StemCyte  with a substitute card within another 30 days of that notice, with authorization to collect past due amount and future amounts as agreed.


  • If the past due amount is not collected within 60 days since the payment interruption, the Client agrees that the account is in default, and the entire balance is due on the account and payable in full within another 30 days, or 90 days since payment interruption, or will be subject to a 25% penalty on the balance due within a renewed payment plan.
  • If, upon final default, the balance due is either not paid in full by Client or not placed within a new payment plan, then StemCyte is authorized, without further notice, to use or dispose of the Client's cord blood unit in its sole discretion and Client shall forfeit all rights and title to the unit regardless of the amounts previously paid.

Extended Payment Plans

  • 6, 12, 18 Month No Interest Plans, No Credit Check, payments made directly to StemCyte using your approved Debit or Credit Card
  • 24, 36, 48 Month Payment Plans at 11.90% Fixed Interest. Subject to credit approval by CareCredit.


  • Extended payment plan options are subject to credit approval by GE Capital Consumer Card Co.  Applies to purchases made on a CareCredit consumer credit card account. 
  • Please read the CareCredit(SM) extended payment plan disclosures.