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Understanding What You’re Paying For When Private Banking Your Baby’s Cord Blood

Updated: May 16, 2023

How to calculate pricing


Most people know that cord blood is rich in stem cells and can be used to treat certain conditions, but what they may not realize is that private banking is a way to ensure that your baby’s cord blood is available if he or she ever needs it. Here we explain what you’re paying for when you bank your baby’s cord blood privately.


Private banking your baby's cord blood
Private banking your baby's cord blood

Most reputable cord blood banks all follow the same pricing structure. Here’s a quick breakdown of cost and what to watch out for.


Processing Fee


Currently, most banks charge a processing fee for cord blood and for cord tissue. This includes collection, shipping, and testing the cord blood bank prior to preserving. Choosing both cord blood and cord tissue will save you some money.

Storage Fee

Each year, you have to pay a storage fee. The current price for many banks is $185 for cord blood and another $185 for cord tissue. So that’s a total of $370 if you’re storing both.


However, choosing pre-paid plans comes with huge savings. For example, with StemCyte, choosing 18 years of storage will save you $1,245, choosing 21 years of storage will save you $1,2334, and choosing lifetime storage will save you $2,485.


Payment Plans

Preserving your baby’s cord blood stem cells is more affordable than you think. Most cord blood banks have payment plans.


One of the benefits of storing your baby’s cord blood with a private bank that has a public bank like StemCyte is having access to their public inventory. When you bank with StemCyte, Public Bank Access is included. No other cord blood bank offer.


Cord blood banking is a personal decision

We hope that this blog post has helped you understand what you’re paying for when privately banking your baby’s cord blood. If you have any questions or want to enroll today, please don’t hesitate to contact us at 1.866.389.4659.. We would be happy to help guide you through the process and answer any questions you may have. Thank you for reading!



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